Most injuries and ailments that occur while on the job and from performing work-related tasks in Saint Paul are compensable by workers' compensation. If you are getting ready to file a claim for benefit after a workplace injury, you should learn everything about the claims process first. Getting a benefits claim is not a slam dunk.
When it comes to workers’ compensation benefits, you might think they only apply when you suffer injuries in a workplace accident in the Saint Paul area. After all, many incidents that occur on the job involve falls, repetitive strain and stress. What you might not realize is that workers’ compensation also offers benefits for workers who experience certain types of workplace violence.
The prevalence of workplace accidents is no secret, especially in high-risk industries such as construction, manufacturing and health care. The sad part is that although these occupations are dangerous, most accidents are completely avoidable.
Every workplace has the potential to be risky, but some environments contain more inherent dangers than others. This is certainly true of such job sites as heavy metal refineries. Though precautions have greatly improved in the last few decades, positions in this environment may still be vulnerable to ailments and injuries that are unique to the job.
When individuals suffer an injury on the job, it can cause financial strain. Thankfully, there are programs in place to help offset such occurrences.
Many employers and construction workers often assume that fatigue is not a major factor in construction accidents in Saint Paul and across the country. When workers feel tired and are not alert, their ability to detect safety hazards and risks in their work environments diminishes significantly. In addition to workers not being able to perform their jobs as safely and efficiently as possible, occupational fatigue often leads to other complications. These issues may interfere with social interactions between co-workers, lead to higher levels of stress and contribute to health issues.
If you spent much of your professional career working in a trade or industrial environment, you may be among the many Americans exposed to asbestos, which is a group of fibers that together can cause serious health issues. While laws introduced during the 1970s sought to regulate asbestos, many who suffered exposure to the substance did not develop signs or symptoms until somewhere between 10 and 40 years later.
When an employee gets hurt on the job, receiving workers' compensation benefits can be quite helpful. This award may be essential to relieving financial and physical strain.
Most Minnesota workers know workers’ compensation covers them for any injuries they sustain in workplace accidents. But they may not be aware that workers’ compensation also covers occupational diseases. In many workplaces, illnesses are just as common as accidents. Exposure to certain chemicals and toxins may not lead to sickness right away. Sometimes it can take years after exposure for some occupational diseases to develop.
Workers who apply for workers' compensation benefits in Minnesota may need to go through an Independent Medical Examination. It is true that not all applicants receive a notice to attend an IME. Those with relatively small and straightforward claims have a greater likelihood of a quick approval.