As an integral member of the workforce in Minnesota, you leave for work each day with a list of duties to accomplish and tasks to complete. Depending on the job you have and the industry you work in, you may face unique and inherent risks. Protecting yourself is due in large part to using proper safety equipment, protocols and methods to complete your responsibilities. However, if an accident occurs and you are injured, it is imperative that you are properly educated about how you can get the most out of your workers compensation policy.
According to NY Daily News, your familiarity with several important facts about dealing with workers' compensation can play a significant role in how effective your policy is in protecting you in times of need. Some of the things you can do include the following:
- Inform health care workers that your injury occurred on a job site, what you were doing and any equipment you were using.
- Be responsible at work and never arrive at your occupation if you are under the influence.
- Be proactive about reporting any illnesses or injuries you have sustained if you are at all suspicious that they are work-related.
- Participate in programs provided by your employer aimed at educating you about how your policy works and what is covered.
- Be familiar with which medical providers and health care facilities are connected with your policy to ensure you seek help from professionals that are covered under your plan.
It is important to note that reporting injuries that are not work-related and trying to cheat the system can often backfire as many cases are thoroughly investigated before payouts are made. The information in this article is intended for educational purposes only and should not be taken as legal advice.