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How can you get the most out of your workers' compensation?

As an integral member of the workforce in Minnesota, you leave for work each day with a list of duties to accomplish and tasks to complete. Depending on the job you have and the industry you work in, you may face unique and inherent risks. Protecting yourself is due in large part to using proper safety equipment, protocols and methods to complete your responsibilities. However, if an accident occurs and you are injured, it is imperative that you are properly educated about how you can get the most out of your workers compensation policy. 

What should I do after a workplace accident?

One of the challenges you face every day when you go to work in Saint Paul is staying safe. Workplace accidents are very prevalent and can happen anywhere, especially while you are at work. According to Fortune.com, workplace accidents are the cause of 5,000 deaths each year. The number of employees who sustain injuries while on the job is 2.9 million. You may not anticipate being in a workplace accident. But unfortunate incidents often happen unexpectedly. 

What can cause my workers’ compensation claim to be denied?

If you are getting ready to file a workers’ compensation claim in Minnesota, you may find yourself wondering what problems you may encounter during the process. Even though workers’ compensation is a benefit you are entitled by law, and you have suffered an accident at work that qualifies according to the guidelines, there are many reasons why your claim may end up getting denied. 

Who is not entitled to workers’ compensation?

As a worker in Minnesota, you may be wondering if you have the right to make a claim for workers’ compensation. In most cases, your employer will be required to provide such coverage, but there are exceptions. According to The Office of the Revisor of Statutes, the most notable exceptions to the workers’ compensation requirement are those covered by the Federal Employers’ Liability Act. These are not the only exempt employer’s, though.

Facts about Workers’ Compensation in Minnesota

Most people who work in Minnesota are covered by workers’ compensation insurance. When a worker is hurt, it is important that he or she understands the rights afforded by this insurance. According to the Minnesota Department of Labor & Industry, all employers are required to have insurance either through the state’s workers’ compensation program or another approved program that provides for employees who are hurt on the job.

Be proactive with warehouse safety

Construction might be one of the most hazardous professions, but according to the Occupational Safety and Health Administration, otherwise known as OSHA, there are plenty of hazards in a warehouse. "The high number of fatalities associated with forklifts... tell (OSHA) that many workers are not being properly trained to safely drive these kinds of potentially hazardous equipment." Fortunately, more employers are taking steps to make sure workers are safe on the job, but it is up to everyone to reduce hazards and be aware of potential problems. Regardless of the size of the warehouse, here are some things that all workers can be on the lookout for on the job:

Vocational rehabilitation can help you get back to work after an injury

If you've has been seriously injured at work, you know that along with physical pain often comes economic uncertainty, even if you're eligible for workers' compensation. These worries don't always go away when you've recovered enough to return to work.

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400 Robert Street North Suite 1740
Saint Paul, MN 55101

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